Drive Away Your
Dream Car Today
Finance your new or used car with India's most competitive rates. Up to 100% on-road price financing, all major brands covered, approval in as little as 24 hours.
New Car or Used Car — We Finance Both
Brand New Car Financing
Get up to 100% of the on-road price financed for any new car from authorized dealerships. Zero down payment options available for select profiles.
Financing
Up to 100% on-road
Rate From
7.50% p.a.
Tenure
Up to 7 years
Approval
In 24 hours
- check_circle All brands: Maruti, Hyundai, Tata, Honda, Toyota & more
- check_circle No hidden charges on processing
- check_circle Special rates for women applicants
- check_circle Doorstep documentation service
Pre-Owned Car Financing
Get up to 80% of the assessed value for certified pre-owned and second-hand cars. Verified vehicle history check included at no extra cost.
Financing
Up to 80% value
Rate From
9.00% p.a.
Tenure
Up to 5 years
Car Age
Up to 10 years old
- check_circle Cars up to 10 years old eligible
- check_circle RC transfer assistance provided
- check_circle Free vehicle valuation service
- check_circle Flexible down payment options
All Major Car Brands Financed
Why Choose MoneyLelo Car Loan?
Instant Approval
Digital KYC and instant credit decision in under 24 hours.
Lowest Interest Rates
Car loan rates starting at just 7.50% p.a. from 30+ lenders.
Minimal Documentation
Just Aadhaar, PAN, income proof & vehicle invoice. That's it.
Doorstep Service
Our loan executive visits you for document collection & verification.
Zero Foreclosure Charges
Pre-close your car loan anytime after 12 months with zero penalty.
Flexible Tenure
Choose repayment from 12 to 84 months as per your comfort.
Dedicated Loan Manager
A personal loan expert supports you from application to RC transfer.
Special Offers
Exclusive deals on select car models with partner dealerships.
Trusted by 1 Lakh+ Buyers
India's most trusted car loan platform with 98% satisfaction rate.
Calculate Your Car EMI
Enter your loan details and instantly see your monthly EMI, total interest and total payable amount.
Your Monthly EMI
₹19,380
*Approximate. Final rate based on eligibility.
Total Interest
₹1,30,240
Total Payable
₹9,30,240
Eligibility Criteria
- check_circle Indian resident aged 21–65 years
- check_circle Salaried: Minimum income ₹20,000/month
- check_circle Self-employed: Min. ₹2.5 LPA (ITR filed)
- check_circle Apply Without Any Minimum CIBIL Score Requirement
- check_circle Minimum 1 year of employment / 2 years in business
- check_circle Valid driving licence (preferred)
Documents Required
- description Aadhaar Card & PAN Card (KYC)
- description Last 3 months' salary slips or ITR
- description Last 6 months' bank statement
- description Car quotation / pro-forma invoice
- description 2 passport-size photographs
- description Existing loan statements (if any)
Drive Home in 4 Easy Steps
From application to key handover — the entire process is fast, transparent and 100% digital.
Apply Online
Fill a quick form with your basic details in under 5 minutes.
Upload Documents
Submit digital copies of Aadhaar, PAN & income proof securely.
Get Approved
Credit decision made in 24 hours. No branch visit needed.
Drive Your Car
Loan disbursed to dealer. Collect your car from the showroom!
Cars Financed
Amount Disbursed
Lending Partners
Customer Rating
Common Questions About Car Loans
Yes, eligible applicants with strong credit profiles (CIBIL 750+) and stable income can get up to 100% on-road price financing on select car models from our partner dealerships.
A minimum CIBIL score of 650 is required. However, a higher score (700+) helps you get lower interest rates. We also offer special schemes for first-time borrowers.
Absolutely. We finance pre-owned cars up to 10 years old at up to 80% of the assessed market value. The vehicle undergoes a free valuation by our empanelled experts.
For new cars, approval is typically completed within 4–24 hours. For used cars, it may take 2–3 working days including vehicle inspection and valuation.
After completing 12 EMIs, you can prepay your car loan partially or fully without any foreclosure charges. Within the first 12 months, a nominal charge of 2–4% applies.
Your Dream Car is One Step Away
Apply in 5 minutes. Get approved in 24 hours. Drive your new car home today. 100% digital. Zero paperwork. No branch visits.